Selling to buy again:
getting your sale and purchase right
“Selling and buying at the same time is a life project. It deserves a single conductor.”
Moving home often means selling and buying at the same time. Should you sell first, at the risk of having to find temporary housing, or buy first, at the risk of carrying two properties? The answer depends on your market, your financing and your tolerance for risk.
A bridge loan lets you buy before you have sold: the bank generally advances between 60 and 80% of the estimated value of your current property, for one to two years. With rates rising in 2026, its cost must be factored in from the start, hence the importance of a realistic valuation of your property.
At Horizons Immobilier, we help sellers find their next property. We coordinate both timelines: listing, targeted search, offers, preliminary contracts and signings, so that the dates follow on as smoothly as possible.
The levers to secure your sale and purchase:
- A cautious valuation of your current property
- A financing plan approved with our partner bank
- A suitable contingency clause
- A signing schedule negotiated between the two transactions
The result: a single point of contact for both projects, and a timeline designed to avoid both double loan payments and temporary housing.
About the author
Walid Fourhal Founder of Horizons Immobilier
Walid advises sellers, buyers and investors in Paris and Île-de-France, from the initial valuation through to closing at the notary’s office, in both French and English. He holds the French real estate license “Transactions sur immeubles et fonds de commerce” no. CPI 9201 2025 000 000 047, issued by the CCI Paris Île-de-France.
